What you need to know about OSHA's Electronic Reporting Rule

OSHA's Electronic Reporting Rule

What is it?

OSHA is taking information that employers are already required to collect and using these data to help keep workers safer and make employers, the public, and the government better informed about workplace hazards. Releasing the data in a standard, open format will:

• Encourage employers to increase their efforts to prevent worker injuries and illnesses, and, compelled by their competitive spirit, to race to the top in terms of worker safety.

• Enable researchers to examine these data in innovative ways that may help employers make their workplaces safer and healthier and may also help to identify new workplace safety hazards before they become widespread.

https://www.osha.gov/recordkeeping/finalrule/index.html

Who needs to report and how?

• Organizations that are already required to create and maintain OSHA injury and illness records and have 250 or more employees. Forms, 300A, 300, 301

• Have between 20 and 249 employees and belong to a high-risk industry, Forms 300A

• Receive a specific request from OSHA to create, maintain and submit electronic records, even if they would otherwise be exempt from OSHA recordkeeping requirements.

Who doesn't need to report?

An organization that has under 20 employees guidelines is as of now, not required to report to OSHA at the July 1st deadline. But be sure to keep up to date with all OSHA updates because they change all the time. https://www.osha.gov/

Be sure to follow Arnold Insurance on social media for updates on future OSHA requirements and other safety tips throughout the year! Make sure to follow us on Facebook and Twitter for up-to-date information that could help your business from future penalties.

What is an Independent Insurance Agent?

What is an independent insurance agent?

The first thing to consider is that they are not just a "salesperson" trying to sell you an expensive policy but more of a producer who represents the insurance companies and works with you to guarantee that you are getting the best available option in terms of coverage at the right price. Think of them as a personal shopper who goes out to the store and picks out the groceries (policies and coverage's) that fits your budget and your needs. 

They are trained and licensed experts:

Our agents have years of experience working to understand the complexities of the insurance industry so that they are able to explain to you what you are purchasing is easy to understand terms. This knowledge also gives them to the ability to know exactly what to look for in getting you the best policy that fits your needs. 

They create a one-stop-shop:

By now we know that our agents can shop dozens of policies across dozens of companies all at once for you to guarantee you are getting the best option available, but did you know they can take care of all your insurance needs all at once as well? If you own a small business, you can secure commercial insurance coverage from Arnold Insurance Agency along with insuring your car and home too!

They are with you every step of the way: 

While you can buy insurance online yourself, too many people either buy too much coverage or not enough while paying way too much. Having an agent walk you through a tailored policy ensures that you have the right coverage and do the work for you in finding the right price. When the unexpected happens and you need to file a claim or need to change your coverage, your agent can be your advocate, working with the insurance company on your behalf.

Independent insurance agents save you time, save you money and build a relationship with you that can last a lifetime to ensure you always have peace of mind while buying the best policies. Arnold Insurances’ goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate. Give us a call today at 614-863-0455!